We are VaultPay, your partner in growth

Our goal is to give you the solutions and service your business needs to succeed.

We have been a 100% Canadian-owner and operated residential home improvement lending company since 2021.

VaultPay was created by home improvement lending market veterans looking to build a straight-forward lending resource to the community.

Small enough to care, experienced enough to make a difference

We’re proud to be a small business. Our focus is not to be a big corporation. Staying small by choice gives us flexibility to quickly adapt to the needs of our partners and give them the personal service they deserve. Our focus is to be a real partner and offer meaningful support to our partners.

Simple by
design

We understand your business and how our solutions can benefit you. We offer tools you can use to quickly and easily offer affordable payment options for your customers.

Stable through
experience

Experience matters, and we’ve been doing this a while. We’ve developed the necessary cutting edge skills to give our partners a stable, consistent experience.